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Let’s explore several reasons why people want to retire early, why they exist, as well as understand why we should all think twice about pulling the ripcord too early.Someone has to argue the other side, so it might as well be me. The number one reason why people want to retire early is because people haven’t found a job that gives them enough fulfillment to do for the rest of their lives. If there was a job paying ,000 a year to hike in the mornings and get massages in the afternoon, I’d do that forever! If you are a sub-optimal performer, you tend to experience a sub-optimal lifestyle. Let’s say you are a research scientist who after 10 years never produces any relevant research and finds no cures.I’ve done the math with various living and return scenarios and it can be done. Will those who’ve short circuited their careers feel the pull to return to full time work and maximize their earnings potential again? What about all our “lifestyle design” and “digital nomad” friends who had a rough time landing something stable they truly love? Those who are able to retire early are often cherished.I certainly admire those who are able to cut down their desires to the bare bones and live a very frugal lifestyle.I also admire those who’ve been able to strike it rich very early!That said, perhaps early retirement isn’t a good idea for the large majority of people.

Deborah, who asked that her last name not be used, is a film director in her thirties who recently ended a six-year marriage.

Each of these will likely sound familiar to you, although the names may not be exactly what you’ve known them as.

I should add that I take no credit for inventing these games.

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